"Rainbow Stew"

Two years ago, the local paper had five pages of job ads and a quarter of a page of vacancies. Today, you'll see the exact opposite.

The situation is critical. Every boom is followed by bust. It is imperitive to prepare for the bust.

What if you haven't? If you didn't already own your house, you had to go out and buy one when the prices were high. Every month you needed to borrow that extra bit of money with full expectation that it could be paid back the following month.

An economic woe here and there is nothing. Wars are blazing all across the planet. Politicians are still lying.

Declare bankruptcy and go back to school. Sell the quad because you can buy a brand new one in another five years. Just don't let your marriage disolve.